[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tbwa.cz\/za-skvelou-pujcku-muzete-rucit-i-pozemkem\/#Article","mainEntityOfPage":"https:\/\/www.tbwa.cz\/za-skvelou-pujcku-muzete-rucit-i-pozemkem\/","headline":"Za skv\u011blou p\u016fj\u010dku m\u016f\u017eete ru\u010dit i pozemkem","name":"Za skv\u011blou p\u016fj\u010dku m\u016f\u017eete ru\u010dit i pozemkem","description":"Pom\u00fd\u0161l\u00edte na nebankovn\u00ed hypot\u00e9ku? V tom p\u0159\u00edpad\u011b byste m\u011bli v\u011bd\u011bt, co v\u0161e mus\u00edte ud\u011blat proto, abyste ji mohli z\u00edskat. Nebankovn\u00ed hypot\u00e9ky maj\u00ed celou \u0159adu p\u0159ednost\u00ed, a pr\u00e1v\u011b kv\u016fli nim jsou mezi lidmi tak obl\u00edben\u00e9. A\u0165 u\u017e jde o rychlost, s jakou m\u016f\u017eete pen\u00edze z\u00edskat, o flexibilitu, kdy je mo\u017en\u00e9 tolerovat z\u00e1znamy v registru i ni\u017e\u0161\u00ed...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.tbwa.cz\/za-skvelou-pujcku-muzete-rucit-i-pozemkem\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Za skv\u011blou p\u016fj\u010dku m\u016f\u017eete ru\u010dit i pozemkem&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2019-06-25","dateModified":"2019-06-25","author":{"@type":"Person","@id":"https:\/\/www.tbwa.cz\/author\/#Person","name":"","url":"https:\/\/www.tbwa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tbwa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tbwa.cz\/wp-content\/uploads\/img_a360501_w1949_t1574167650.jpg","url":"https:\/\/www.tbwa.cz\/wp-content\/uploads\/img_a360501_w1949_t1574167650.jpg","height":0,"width":0},"url":"https:\/\/www.tbwa.cz\/za-skvelou-pujcku-muzete-rucit-i-pozemkem\/","about":["Spole\u010dnosti"],"wordCount":416,"articleBody":"  Pom\u00fd\u0161l\u00edte na nebankovn\u00ed hypot\u00e9ku? V tom p\u0159\u00edpad\u011b byste m\u011bli v\u011bd\u011bt, co v\u0161e mus\u00edte ud\u011blat proto, abyste ji mohli z\u00edskat. Nebankovn\u00ed hypot\u00e9ky maj\u00ed celou \u0159adu p\u0159ednost\u00ed, a pr\u00e1v\u011b kv\u016fli nim jsou mezi lidmi tak obl\u00edben\u00e9. A\u0165 u\u017e jde o rychlost, s jakou m\u016f\u017eete pen\u00edze z\u00edskat, o flexibilitu, kdy je mo\u017en\u00e9 tolerovat z\u00e1znamy v registru i ni\u017e\u0161\u00ed p\u0159\u00edjmy, anebo o jednoduchost, kdy v\u00e1s nebankovn\u00ed spole\u010dnost nezat\u011b\u017euje zbyte\u010dn\u00fdmi po\u017eadavky. Neplat\u00edte \u017e\u00e1dn\u00e9 poplatky p\u0159edem a rychl\u00e9 a diskr\u00e9tn\u00ed jedn\u00e1n\u00ed je zaru\u010deno. Pr\u00e1v\u011b pro nebankovn\u00ed hypot\u00e9ky je typick\u00e9 ru\u010den\u00ed nemovitost\u00ed. Na to naraz\u00edte je\u0161t\u011b u americk\u00e9 hypot\u00e9ky. Tyto dva typy \u00fav\u011br\u016f maj\u00ed spole\u010dn\u00e9 p\u0159edev\u0161\u00edm to, \u017ee jde o velmi vst\u0159\u00edcn\u00e9 p\u016fj\u010dky s minim\u00e1ln\u00edmi n\u00e1roky na \u017eadatele. A pr\u00e1v\u011b kv\u016fli t\u00e9to vst\u0159\u00edcnosti vy\u017eaduj\u00ed dobr\u00e9 z\u00e1ruky pro v\u011b\u0159itele. Jestli\u017ee z\u00edsk\u00e1te pen\u00edze, na cokoli jen budete cht\u00edt, a to dokonce s ni\u017e\u0161\u00edmi p\u0159\u00edjmy, tak v takov\u00e9m p\u0159\u00edpad\u011b podstupuje v\u00e1\u0161 v\u011b\u0159itel vysok\u00e9 riziko, \u017ee se mu jeho pen\u00edze nemus\u00ed vr\u00e1tit \u2013 nen\u00ed proto divu, \u017ee vy\u017eaduje dostate\u010dnou z\u00e1ruku, jakou je ru\u010den\u00ed nemovitost\u00ed. Na druhou stranu, pr\u00e1v\u011b ru\u010den\u00ed nemovitost\u00ed je i pro \u017eadatele velice v\u00fdhodn\u00e9 a pohodln\u00e9. Nemus\u00edte nic slo\u017eit\u011b dokazovat, nemus\u00edte \u0159e\u0161it povinnou spolu\u00fa\u010dast. Sta\u010d\u00ed, kdy\u017e se za \u00fav\u011br zaru\u010d\u00edte vhodnou nemovitost\u00ed dle va\u0161eho v\u00fdb\u011bru, a m\u00e1te hotovo. Jako vhodn\u00e1 z\u00e1ruka v\u00e1m poslou\u017e\u00ed t\u0159eba v\u00e1\u0161 byt, firemn\u00ed v\u00fdrobn\u00ed are\u00e1l anebo pozemek, \u010di cokoli jin\u00e9ho. Mnoho lid\u00ed o tom nev\u00ed, ale i hypot\u00e9ka na pozemek americka-nebankovni-hypoteka.cz m\u016f\u017ee b\u00fdt ide\u00e1ln\u00edm \u0159e\u0161en\u00edm jejich finan\u010dn\u00edch pot\u0159eb. Ve skute\u010dnosti toti\u017e v\u016fbec nez\u00e1le\u017e\u00ed na tom, jak\u00fdm konkr\u00e9tn\u00edm majetkem se za sv\u00e9 finan\u010dn\u00ed z\u00e1vazky zaru\u010d\u00edte, kl\u00ed\u010dov\u00e1 je pouze hodnota v\u00e1mi zvolen\u00e9 nemovitosti. V tomto p\u0159\u00edpad\u011b zde funguje p\u0159\u00edm\u00e1 \u00fam\u011bra \u2013 \u010d\u00edm vy\u0161\u0161\u00ed je hodnota vybran\u00e9 nemovitosti, t\u00edm v\u00edce pen\u011bz m\u016f\u017eete z\u00edskat formou \u00fav\u011bru. Nemovitost jako z\u00e1ruku proto v\u017edy vyb\u00edrejte s ohledem na to, jak\u00e9 m\u00e1te pl\u00e1ny.                                                                                                                                                                                                                                                                                                                                                                                                 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